Paladin Wealth Services
Paladin charges a transparent, straightforward fee based on assets under management — with no commissions, no hidden charges, and no conflicts of interest. Everything below is included in your engagement. Our allegiance is to you, not to products or quotas.
Retirement planning is the foundation of a well-structured financial life. We work with you to understand your vision for retirement — when you want to retire, what that life looks like, and what it will cost. From there, we build a comprehensive strategy that evaluates your savings rate, projected income sources, Social Security optimization, and withdrawal sequencing designed to minimize taxes and maximize longevity of your assets. We monitor and adjust your plan as markets, tax laws, and your life evolve.
Service 01
We believe taxes are one of the most significant and controllable expenses you will face over a lifetime. We take a proactive, forward-looking approach to tax planning — analyzing your current and future tax exposure, identifying opportunities for tax-efficient investing, Roth conversions, income deferral strategies, and coordination with your CPA or tax attorney. Our goal is to keep more of your wealth working for you.
Service 02
Your investment portfolio should reflect your values, time horizon, and risk tolerance — not a generic model. We conduct thorough analysis of your existing holdings, build a diversified investment strategy, and actively manage your portfolio with disciplined rebalancing. We analyze securities, funds, and alternative investments through a rigorous lens, always asking: is this the best option for you, or just the most convenient one for us? There are no proprietary products — only what makes sense for your plan.
Understanding and managing risk is essential to protecting what you have built. We conduct thorough risk analysis examining portfolio volatility, insurance coverage, liability exposure, and concentration risk. We develop strategies to mitigate unnecessary risk while positioning you for long-term growth — including evaluation of life, disability, long-term care, and umbrella insurance in coordination with trusted specialists.
Service 03
Understanding and managing risk is essential to protecting what you have built and ensuring your financial plan can withstand life's uncertainties. We conduct a thorough risk analysis that examines your portfolio volatility, insurance coverage, liability exposure, and concentration risk. From there, we develop strategies to mitigate unnecessary risk while positioning you to participate in long-term growth. This includes life, disability, long-term care, and umbrella insurance evaluation in coordination with trusted specialists.
Service 04
Understanding and managing risk is essential to protecting what you have built. We conduct thorough risk analysis examining portfolio volatility, insurance coverage, liability exposure, and concentration risk. We develop strategies to mitigate unnecessary risk while positioning you for long-term growth — including evaluation of life, disability, long-term care, and umbrella insurance in coordination with trusted specialists.
We believe one of the most meaningful things we can do for a family is help ensure that wealth — and the values behind it — transfer well across generations. We facilitate thoughtful, structured conversations between parents and children about money, expectations, responsibility, and legacy. We also work directly with the next generation, helping young adults build a solid financial foundation so they are prepared, not just provided for.
Service 05
Legacy is about more than assets — it's about the mark you leave on the people and causes that matter most to you. We work with you to define what legacy means in your life, and then build strategies that bring that vision to life. This includes coordinated estate planning, family mission conversations, charitable structures, wealth transfer strategies, and long-term guidance designed to ensure your values endure alongside your assets.
Service 06
A well-crafted estate plan ensures your wishes are honored and your family is protected. We work alongside your estate attorney to review and coordinate all essential documents — wills, trusts, powers of attorney, healthcare directives, and beneficiary designations. We identify gaps, flag outdated structures, and ensure your estate plan integrates seamlessly with your overall financial strategy. We believe estate planning is not a one-time event, but an ongoing part of your wealth stewardship.
Service 07
A truly comprehensive financial plan requires coordination across multiple disciplines. We serve as the quarterback of your professional team — working collaboratively with your CPA, estate attorney, business attorney, and other specialists to ensure your strategies are aligned, not siloed. We facilitate communication, coordinate timing of key decisions, and make sure nothing falls through the cracks. You receive cohesive guidance, not conflicting advice from disconnected advisors.
Service 08
Giving generously and giving wisely are not mutually exclusive. We help you build a charitable strategy that maximizes your impact while also providing meaningful tax benefits. Whether you are interested in donor-advised funds, qualified charitable distributions, charitable remainder trusts, direct gifting strategies, or establishing a family foundation, we help you give in a way that reflects your values and integrates thoughtfully with your broader financial plan.
Service 09
For business owners and executives, your employer-sponsored retirement plan is one of the most powerful tools available for tax-deferred wealth accumulation. We work with plan sponsors to evaluate plan design, investment options, fee structures, and fiduciary responsibilities. We also advise employees on how to optimize their contributions, investment elections, and coordination with their broader financial plan to ensure every dollar in the plan is working as efficiently as possible.
Service 10
Trusts are among the most flexible and powerful tools in a comprehensive wealth strategy. We work with families to understand when and how trusts make sense — whether for asset protection, tax efficiency, special needs planning, or multi-generational wealth transfer. We coordinate closely with your estate attorney to ensure trust structures are properly designed, funded, and integrated with your overall plan. Our role is to demystify the trust planning process and ensure it actually serves the goals you have in mind.
Service 11
Transparent Fees
Paladin charges an annual advisory fee based on assets under management. No commissions. No product sales. No hidden costs. The fee below covers everything — every service listed on this page is included.
Fees are billed quarterly in arrears based on the market value of assets under management. Paladin does not earn commissions, referral fees, or compensation from any third party. All recommendations are made solely in your best interest as a fiduciary.
